NOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: January 27, 2020

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $112,917.00

MORTGAGOR(S): Jacqueline Ann Harris, a single person

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Fairway Independent Mortgage Corporation

DATE AND PLACE OF FILING: Recorded on February 6, 2020 as Document Number 01373010 in the Office of the County Recorder of St. Louis County, Minnesota.

ASSIGNMENTS OF MORTGAGE: Assigned to: Flagstar Bank, FSB by assignment recorded on August 3, 2021 as Document Number 01420740 in the Office of the County Recorder of St. Louis County, Minnesota.

LEGAL DESCRIPTION OF PROPERTY: East Half (E 1/2) of Lot Twenty-three (23), and all of Lots Twenty-four (24), Twenty-five (25) and Twenty-six (26), Block Twenty (20), Pearce Addition to Chisholm, St. Louis County, Minnesota.

STREET ADDRESS OF PROPERTY: 314 7TH ST SW, CHISHOLM, MN 55719

COUNTY IN WHICH PROPERTY IS LOCATED: St. Louis County, Minnesota.

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $128,802.43

TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.

NAME OF MORTGAGE ORIGINATOR: Fairway Independent Mortgage Corporation

RESIDENTIAL SERVICER: Flagstar Bank, FSB

TAX PARCEL IDENTIFICATION NUMBER: 020-0170-00410

TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER: 100392411205211058

THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part.

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: November 02, 2022 at 10:00 AM.

PLACE OF SALE: St. Louis County Sheriff’s Office, 100 North Fifth Avenue West, Room 103, Duluth, MN 55801.

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on May 2, 2023.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

Dated: August 31, 2022

FLAGSTAR BANK, FSB
Mortgagee

TROTT LAW, P.C.

By: /s/
N. Kibongni Fondungallah, Esq.
Samuel R. Coleman, Esq.
*Sung Woo Hong, Esq.*
Attorneys for Mortgagee
25 Dale Street North
St. Paul, MN 55102
(651) 209-9760
(22-0612-FC01)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

Ely Echo Publication Dates:
September 10, 17, 24, Oct. 1, 8, 15, 2022